After moving to Florida 7 years ago, I made a career change, going from the automotive retail business to the financial services industry. Specifically, life and health insurance as well as fixed indexed annuities. It has been a very rewarding experience. I am appointed with over 15 insurance carriers, I'm a proud member of Family First Life and also licensed in over 20 states. Please call me anytime. It would be an honor to help you protect your family and your financial future
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KEY POINTSMany financial experts advise buying life insurance to replace income.Stay-at-home parents typically do not have income that would need to be replaced.It may still be important to pay for life insurance for stay-at-home parents.Often, consu...
Life insurance is an important financial planning tool if you’re concerned about your loved ones being left in a tight spot if something happens to you. But what if you can no longer afford to pay the premiums to keep your coverage in place?Reduced p...
Annuity sales hit a record last year as investors looked to protect their portfolios with a stable income amid rising interest rates and accelerating inflation.Annuities serve as insurance by providing a fixed stream of payments, guaranteeing a...
Among the various kinds of annuities, which are contracts you sign with an insurance company to pay a premium for guaranteed income later, two of the most common are fixed and fixed indexed annuities. The former offers a fixed rate of return; th...
After my husband and I got married last year, our financial to-do list started to grow rapidly. All of a sudden, we found ourselves struggling to make decisions about how to combine our money, what joint investments we should make, and what kind of f...
Even if you save a nice amount of money for retirement during your career, there's a good chance you'll depend on Social Security to some degree during your golden years. Maybe those benefits will be used to pay your rent, maintain your car, or trave...
Life insurance is a fundamental risk management tool for a secure financial lifestyle. Primarily, it functions as an income replacement insurance product during an individual’s working years. In many cases, life insurance is set up to provide fi...
When Congress returns for a short post-election session, one item on its to-do list is major retirement savings legislation that has broad bipartisan support. One feature of both House and Senate bills: Expanding a deferred annuity called a Qualified...
Universal life insurance is permanent life insurance coverage that stays in place your entire life (or as long as you pay premiums). When you die, your beneficiaries, or those you’ve chosen to receive the funds from your policy, will receive a death...
Life insurance for people with disabilities can be more challenging to purchase. Life insurance companies are able to take health status into account. This means a disability can affect coverage options and policy costs. However, policies m...